- comprehensive Health Insurance covering surgery, diagnostic, pregnancy, prescription drugs etc
- Hospital only plans
- Critical Illness plans (Providing up to $2M payable on Diagnosis of certain Ill-ness)
- American Health Insurance (for ser-vices in the U5.)
- School and Colleges medical Benefits resulting from accidents
- Life Insurance (for businesses, invest-ments, loan and family protection)
- Retirement Income (with or without employer contribution)
We also offer plans for the clderly and sickly medical and non-medical, for companies, clubs, associations and individuals
Open Perils - over all the causes of loss not specifically excluded in the policy. Common exclusions on open peril policies include damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism and war.
Named perils – this require the actual cause of loss to be listed in the policy for insurance to be provided. The more common named perils include such damage-causing events as fire, lightning, explosion and theft.